Episode 37: Why You Should Separate Income and Growth

May 24, 2023

More and more research is suggesting that the traditional balanced allocation with a 4% withdraw rate is not going to provide the income for a retirees remaining years. But no one wants to talk about different strategies than a balanced portfolio.

Here are just a handful of the things that we'll discuss:

  • The traditional way of investing doesn’t work. Research proves it It only works in up markets.
  • Your income bucket should last 12+ years.
  • It’s important to keep your income bucket away from your growth bucket. You can’t have your safe bucket going negative due to the market.


Your Retirement Income Planning Checklist Thumbnail (booklet version)

Get your complimentary copy of Retirement Income Planning Checklist