Episode 37: Why You Should Separate Income and Growth
May 24, 2023
More and more research is suggesting that the traditional balanced allocation with a 4% withdraw rate is not going to provide the income for a retirees remaining years. But no one wants to talk about different strategies than a balanced portfolio.
Here are just a handful of the things that we'll discuss:
- The traditional way of investing doesn’t work. Research proves it It only works in up markets.
- Your income bucket should last 12+ years.
- It’s important to keep your income bucket away from your growth bucket. You can’t have your safe bucket going negative due to the market.